Personal Loan

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PERSONAL LOAN

G.G. Financials allow customers to access loans for personal reasons such as medical bills, school fees, day to day expenses, and other emergencies. Our loan has a maximum repayment term of up to three (3) months depending on the amount you borrow.

AMOUNT WE LEND

At G.G. Financials, we lend a maximum of $50,000 JMD to our loyal customers that work within Montego Bay and through out Jamaica. With this amount, you will be able to take care of any small challenge that pops up before you are able to collect your salary.

INTEREST RATE 25%

We offer a Low-interest rate of 25% on all loans. No matter the size, from the minimum of $5,000 to the maximum of $50,000 the interest rate stays the same.

Requirements

SALARY DEDUCTION ONLY

JOB LETTER (For first time applicant)

EMPLOYED FOR 6 MONTHS

ONE PASSPORT SIZE PHOTO

TWO REFERENCES

VALID ID E.G. VOTERS ID

LAST SIX (6) PAYSLIPS

TRN

FAQ's

How Much Can I Borrow?	G. G. Financials lends up to $30,000 to our members. We will consider lending up to $50,000 to members with an excellent track record of paying on time.
What is The Interest Rate?	Our current interest rate is 25%. This stays the same whether the loan is $5,000 or $50,000.
How Long Do I Get To Pay?	The payment options start from two weeks to twelve weeks. This depends on how much you borrow. If an exception is made and you borrow more than $30,000, the payback time will remain twelve weeks. 1: $5,000 Payback time is two weeks 2: $10,000 Payback time is four weeks 3: $15,000 Payback time is six weeks 4: $20,000 Payback time is eight weeks 5: $25,000 Payback time is ten weeks 3: $30,000 Payback time is twelve weeks
Is There A Processing Fee?	We do not charge a processing fee for our loans.
What If I Miss My Payment?	If you are not able to make payment within three business days of the due date, there will be a late fee of $1,000. If late fees are not paid, this will affect you getting future loans from us.
What Are The Requirements?	SALARY DEDUCTION ONLY EMPLOYED FOR 6 MONTHS VALID ID E.G. VOTERS ID ONE PASSPORT SIZE PHOTO LAST SIX (6) PAYSLIPS TWO REFERENCES TRN
Do I Need A Guarantor?	No, you do not need a guarantor